Archived articles in all categories:
April, 2008
- Scottish markets "remarkably robust" [30/04/2008]
The Scottish housing market is proving "remarkably robust" in the face of a UK-wide slowdown and the global credit crunch, - The Bank of England - swapping secure assets for `problem` debts [29/04/2008]
Today’s money markets have too many debts, too many problems – and not enough cash. No-one knows how much money - Crunch `affecting Scottish consumers worse` [29/04/2008]
The credit crunch has continued to affect consumers across the UK, with those in Scotland appearing worse off from the - Consolidation loans `provide essential funds` [28/04/2008]
Debt consolidation loans can provide essential funds which consumers with debt problems need to pay off creditors, an industry expert - Archbishop reveals "concern" over credit crunch [28/04/2008]
The growing numbers of people who file for bankruptcy due to spiralling debt problems have been given support by the - IVAs `good to get out of tricky situations` [25/04/2008]
Entering into an Individual Voluntary Arrangement (IVA) is often a good way to get out of a tricky financial situation, - Over 3m `refused cards as credit criteria tighten` [23/04/2008]
Credit card companies turn down an average of 18,000 applications for cards every day as they continue to tighten their - People should "think very carefully" before entering an IVA [23/04/2008]
Entering into an Individual Voluntary Arrangement (IVA) is something that people should "think very carefully" about as it is not - Reasons for debt; solutions to debt [22/04/2008]
What’s the solution to debt? Whether you’re addressing an individual’s debt or looking for a solution to the UK’s personal - Shoppers `opt for cash to avoid debt problems` [22/04/2008]
Consumers across the UK are increasingly spending cash rather than relying on credit and debit cards, a new study has - IVA `saved businessman`s house` [21/04/2008]
Choosing to enter an Individual Voluntary Arrangement (IVA) saved a businessman from losing his house when debt problems grew too - A third `ignore debts to keep up with the Joneses` [18/04/2008]
Over a third of Britons ignore their current debt problems by spending beyond their means just to keep up with - Credit cards `more expensive since OFT legislation` [18/04/2008]
Credit card customers have been paying higher fees and interest rates since default charges on cards were capped by the - South-west `has highest rate of bankruptcies` [18/04/2008]
Areas of England`s south-west region are among the UK`s worst blackspots for bankruptcies and severe debt problems, according to a - Cost of plastic `increases` despite rate cuts [16/04/2008]
Despite recent base rate cuts by the Bank of England, the effects of the credit crunch mean it is still - Debt consolidation loans give "relief" to bad credit consumers [16/04/2008]
Consumers with bad credit ratings can "breathe a sigh of relief" at the availability of debt consolidation loans, according to - Govt unveils new IVA code [15/04/2008]
The government has outlined a new industry code which aims to give people more protection after they have taken out - Consolidation loans `good for people with bad credit rating` [14/04/2008]
Debt consolidation loans are a good option for consumers who are worrying about their bad credit rating, according to one - Savings `essential` to avoid debt problems [14/04/2008]
"Financially challenged" consumers with debt problems without sufficient savings may have to look very closely at what they spend if - Weddings `causing honeymoon debt worries` [11/04/2008]
Many UK consumers are spending so much on their weddings that they have to consult professional debt advisers after the - Household spending: cutbacks in 2008 [11/04/2008]
This year, almost three quarters of households are planning to cut back on their spending, says a survey by financial - Brits spend £7bn `on home helpers` [11/04/2008]
Many British homeowners get themselves into debt problems due to their inability to do household chores, new research has revealed. - Consolidation loans can make debts `manageable` [10/04/2008]
A debt consolidation loan can make a number of potentially challenging debts "manageable", an industry expert has revealed. - People `still want mortgages, for time being` [09/04/2008]
People still want to take out mortgages, despite the recent financial troubles, but how long that situation lasts "remains to - Card companies `helping with debt problems` [08/04/2008]
Consumers are being given a helping hand with their credit card debt by the companies which lend them the money, - Bankruptcy ruling is overturned [08/04/2008]
A man who was forced to declare bankruptcy over a £1,105 council tax debt should not have done so, a - UK personal debt problems `continue to rise` [07/04/2008]
The UK`s personal debt problems have continued to increase, despite the effects of the recent credit crunch beginning to bite, - UK pours 4.25m in `free money` down the drain [04/04/2008]
With personal finances coming under pressure from tighter lending conditions, it may have been likely that many Britons would be - Charging orders: security matters [04/04/2008]
As a nation, we owe over £1.4 trillion. For some people, their share of that total is simply too much - Half of Brits `cut back finances` [04/04/2008]
More than half of all British consumers plan on cutting back their spending during 2008 in order to limit any - Loan market `disproportionately` affected by credit crunch [03/04/2008]
The current financial instability which is affecting markets around the world means that now is "probably not the best time" - Repossessions `can happen quickly` [03/04/2008]
Houses can, in some cases, be repossessed a mere three months after creditors send the first warning, according to a - People seeing bankruptcy as "easy way out" [02/04/2008]
More than three out of every four people applying for bankruptcy in 2007 did so before creditors demanded their debts - Brits switching `over 1bn pounds between credit cards` [02/04/2008]
Over £1 billion is switched between credit cards every month by British consumers in order to avoid paying interest and
Bachelors `forced to spend more`
17/11/2008 -
People who live by themselves find it more difficult to
Bankruptcy `increases by 7%`
17/11/2008 -
The number of consumers in England and Wales facing bankruptcy
Finances `causing women sleepless nights`
14/11/2008 -
Financial concerns, potentially including debt problems, are causing women sleepless
Christmas spending slowdown expected
13/11/2008 -
Christmas spending is expected to stagnate this year, as consumers
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