Debt Advisers Direct is a trading style of Freeman Jones and part of the Think Money Group. We have over 15 years' experience helping people in debt and won numerous awards.
Many UK consumers who spend considerable amounts in the January sales - potentially putting themselves at risk of debt problems - blame their parents.
This is according to research conducted on behalf of Skipton Building Society, which found that 24 per cent of such people say they inherited their spending habits from their mothers.
Meanwhile, 15 per cent said that their spending patterns mirror those of their fathers.
In contrast, two per cent reported having picked up shopping behaviour from grandparents, while the same percentage said that their spending was influenced by friends.
"A key part of managing your finances in the current climate is about taking responsibility and keeping track of your outgoings," stated Jason Clarke, a spokesperson for Skipton Building Society.
He added that undergoing a financial review can help consumers to avoid a "debt hangover" in the new year.
Recently, David Kuo, head of personal finance at Fool.co.uk, urged people to consider their future finances, suggesting that consumers cannot rely on the state pension to provide them with sufficient money.
