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IVA advice

Where can I get IVA advice?

Debt Advisers Direct provide professional IVA advice for anyone facing financial problems and can advise on solutions if you are struggling to repay personal loans, credit/store cards or overdrafts. We understand that it’s all too easy for debts to accumulate for a variety of reasons and can offer practical advice and ways to avoid bankruptcy, which should only be considered as a last resort.

An IVA can be beneficial for you because it is a legally binding agreement between the debtor (you) and your creditors to repay a percentage of the debt over a fixed time period, based on what you can realistically afford. It allows you to ‘get on with your life’ whilst your debts are being dealt with, secure in the knowledge that there is a fixed date when you will be debt free.

With free IVA advice from Debt Advisers Direct, you would pay back an agreed, fixed amount each month, paid over 60 months. Your IVA would be managed and administered under the supervision of a licensed Insolvency Practitioner (IP) here at Debt Advisers Direct and, once your IVA is completed, any outstanding debt is written off.

Get free IVA advice today, call our IVA experts on freephone 0800 074 8639

IVA Procedure Advice

We will calculate exactly what you can afford, and, arrange one affordable payment every month. If 75% (by debt value) of your creditors vote to accept your IVA, then all of your creditors will be bound by it. Your creditors will be unable to take any action against you for repayment once your IVA is agreed. At the end of your IVA, any unpaid balance due to your creditors will be written off.

For further IVA advice visit our IVA FAQ page for details of how an IVA works.

Get free IVA help now

Call today in confidence and speak to one of our experienced advisers for free, expert IVA advice. Alternatively complete our online enquiry form on this page.

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Subject to eligibility and acceptance, debt write-off applies on completion of an Individual Voluntary Agreement, alternative solutions may be offered. Fees payable. Your ability to obtain credit will be affected. Homeowners may be required to remortgage during the term. Calls may be recorded.

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