IVA solutions from a leading UK debt specialist
An IVA is a legally binding agreement, backed by Government legislation, that could help you clear your debts and avoid the consequences of bankruptcy. As a licensed Insolvency Practitioner, Debt Advisers Direct can provide free IVA advice.
With an IVA you could:
- Only pay back the debts you can afford
- Prevent or stop legal action - including bankruptcy
- Benefit from government legislation that helps clear debts
- Pay back an agreed, fixed amount each month within a fixed period (normally 60 months)
- Get total protection from all of your creditors
- Freeze interest and charges
How an IVA can help with debts
If you’re struggling with debts of £15,000 or over and feel that your debts are out of control, an IVA (Individual Voluntary Arrangement) could be the solution. Backed by Government legislation, an IVA offers full protection from your creditors, while you pay off your debts with one lower affordable monthly payment over a fixed period. At the end of the period, any remaining outstanding debt will be written off
An IVA can help even if you have been refused credit in the past.
How can we help?
Our expert advisers will provide free IVA advice, talk to you about your circumstances and, providing you are eligible, work out a lower, affordable monthly payment based upon what you can realistically afford. We will liaise with your creditors, sort out all the paperwork and once the IVA is agreed, look after the ongoing administration for the duration of your IVA.
Get free IVA advice today. Call our team of experts on freephone 0800 970 8165
An example of how an IVA has helped just one of our customers:
Mr ‘W’ had debts of £53,000 costing him £1096 every month. Now all he pays is £350 per month for 60 months.
We have many years experience helping people to clear their debts with an IVA. Click here to read what some of them say about Debt Advisers Direct.
Does Debt Advisers Direct belong to a professional body?
Our Insolvency Practitioners are licensed to act by either the Insolvency Service (part of the Department of Trade and Industry), or the ICAEW (Institute of Chartered Accountants in England and Wales). All licensing and professional bodies provide technical, professional and ethical guidelines, which have to be followed carefully.
Further IVA information links:
Get free IVA help now
Contact us now or for IVA information by calling our Freephone number below or make an online enquiry: Use the free call back form on this page.
Insolvency rates rising
IVAs can be "better option" than bankruptcy
IVAs are `helpful but should not be taken lightly`
Subject to eligibility and acceptance, debt write-off applies on completion of an Individual Voluntary Agreement, alternative solutions may be offered. Fees payable. Your ability to obtain credit will be affected. Homeowners may be required to remortgage during the term. Calls may be recorded.
Debt Advisers Direct © 2008 All rights reserved. Debt Advisers Direct is a trading style of Freeman Jones Limited. Carlton House, Vere Street, Salford M50 2GQ. Company registration No. 4348410. Registered in England and Wales
